Workplace Injuries Twice as Likely Among Younger Workers

Going to work can be especially dangerous for younger workers.

Because of their inexperience, the types of jobs they're in and failures by employers to provide adequate safety measures and training, this group "face high risk of injury while on the job,” according to a new study by National Institute for Occupational Safety and Health (NIOSH) and published in the Morbidity and Mortality Weekly Report.

From 1998-2007, younger workers experienced approximately twice as many nonfatal occupational injuries as older workers, and employers must make changes in workplace environments and practices to protect this population, according to the April 23 Morbidity and Mortality Weekly Report.

The report also has some interesting findings about workplace fatality rates among older and younger workers and Hispanic workers.

 

Tips for Preventing Workplace Injuries for Workers and Their Employers

The N.Y. Department of Health has some good tips for preventing workplace injuries for employees and their employers:

Employers should

* Review laws that apply to your worksites to ensure you are in compliance
* Work with workforce representatives to develop health & safety programming as needed
* Invite a site visit from an occupational health expert to make health & safety recommendations
* Offer medical screenings
* Host in-house workshops/training sessions for workers, focused on preventing work-related illness and injury
* Form/Join/Support health & safety committees
* Host a workplace health & safety fair with demonstrations, displays and more
* Distribute health & safety information regularly, along with appropriate protective equipment to employees

Employees should

* Work in a safe manner wearing your appropriate protective equipment
* Know your rights under state worker compensation laws
* Form/Join a health and safety committee and communicate with its representatives about workplace concerns and issues
* Bring to the attention of health & safety committees/employers/coworkers potential worksite hazards needing elimination
* Participate in medical screenings, trainings, workshops and other activities offered by employers or labor unions
* Exercise your right to appropriate protective equipment, procedures and training and follow the policies and procedures necessary to prevent injury or illness from these hazards
* Distribute health and safety information to co-workers
* Write a letter to a local newspaper/area legislator/policy maker describing in your own words why workplace health and safety is important
 

To that list, we'd also add that employers should ensure that they have proper workers' compensation coverage for all employees, as required by law. And workers should report all work-related injuries and illnesses immediately so that they can be fairly compensated and so that safety problems can be resolved immediately.

California Nurses Push for Workers' Comp Reform

Nurses in California are pushing for reforms to their state's workers' compensation system to make it easier to receive benefits for certain work-related injuries.

California nurses and hospitals are locked in a precedent-setting fight over injury compensation that could benefit nurses but cost hospitals hundreds of millions annually.

Proposed legislation would declare that various infectious diseases or back and neck injuries suffered by nurses stemmed from their job and are eligible for workers' compensation benefits unless hospitals can prove otherwise.

Assembly Bill 1994, pushed by the powerful California Nurses Association, piggybacks upon an exception in state law adopted years ago for peace officers and firefighters.

AB 1994, applying to more than 350,000 hospital workers, would break new ground in two ways: It would apply to private employees and target public health, rather than public safety, workers.

Opponents argue that if such exceptions are granted to nurses, other private workers in risky jobs will demand them, creating a fiscal nightmare for a stressed workers' comp system.

If passed, this legislation would shift the burden of proof for these types of workplace injuries and illnesses from the worker to the insurance company, which would have to prove that the illness or injury was not a result of the worker''s job.

 

School Employees Entitled to Workers' Comp for On-the-Job Injuries

The American School Board Journal has an interesting article in its May issue about workplace injuries involving school employees.

The article concentrates on two cases in Ohio, one in which a teacher was killed in a car accident while driving to a continuing education workshop after school hours and another in which a substitute teacher's aide reported to the wrong school for duty and fell and broke her wrist.

Neither of these cases were typical workers' comp cases, but they're interesting case studies. And the ASBJ article serves as a reminder that workplace injuries can happen anywhere. Construction workers and others in high-risk jobs aren't the one people at risk for workplace injuries, nor are they the only ones eligible for workers' compensation. A school employee faces risks on campus and off (such as when they're chaperoning field trips or after-school extracurricular activities) that may be compensable under the state's workers' compensation laws.

Current laws, employers not doing enough to protect America's Workers

"Death on the Job: The Toll of Neglect," a new report from the AFL-CIO blames weak health and safety laws, inadequate enforcement and weak penalties for the more than 5,000 workplace deaths that occur annually and the 50,000 deaths that result annually from occupational illnesses.

The report's timing and findings are particularly relevant now in the wake of deadly mining accidents in West Virginia and industrial accidents in Washington and Connecticut that claimed dozens of workers' lives.

Peg Seminario, AFL-CIO Safety and Health director, told the Senate Health, Education, Labor and Pensions Committee, "The vast majority of workplace deaths and injuries could be prevented if protective safety and health measures were followed. But the fact is that for too many employers, the safety of workers is secondary, taking a back seat to production. For some employers, there is a total and blatant disregard for workers. Worker safety requirements and other worker protections are totally ignored."

You can download a complete copy of the "Death on the Job" report here. You may also want to consider asking your lawmakers to support the passage of the Protecting America's Workers Act. The new legislation would:

  • Extend the law’s coverage to workers currently excluded;
  • Strengthen civil and criminal penalties for violations;
  • Enhance anti-discrimination protections; and
  • Strengthen the rights of workers, unions and victims.

 

Tips for Healthcare Workers Treating Injured Workers

At some point in their medical practice, most healthcare workers will treat a patient who was injured on the job.

But many doctors, physicians’ assistants and nurses find that while they can help these patients with their medical problems and physical recovery, treating someone with a work injury presents a unique set of challenges – not all of them medical.

Indeed, injured workers and their families must deal with a host of issues as they try to heal and rebuild their lives after being hurt on the job. There are emotional and financial burdens, and a seemingly endless amount of bureaucratic red tape to navigate when filing a workers’ compensation claim.

Additionally, injured workers face tremendous external pressure from family members, coworkers, employers and insurance companies to return to work so they can start earning a paycheck again. It’s also not unusual for injured workers to pressure themselves to return to work before they’re physically ready because they feel obligated to do so or feel “less than” because they’re out of work and collecting unemployment benefits.

When we started the Deuterman Law Group six years ago, one of our founding principles was that we would treat clients as people, not as cases, and that we would attend to the whole person. It’s our job to ensure not only that our clients receive the maximum workers’ compensation and medical benefits available to them, but also to assist them as they adjust to a new “normal” following an injury.

I believe that most healthcare professionals who are treating injured workers want the same for these patients and realize that their obligation to them extends beyond providing basic medical care. But workers’ compensation isn’t taught in medical school, so most doctors, nurses and medical office staff don’t know how else they can help these patients. And they may also be unaware of additional services available to injured workers – at no extra cost to the patient – as a result of their workers’ compensation benefits.

I offer the following suggestions and insights into the intricacies of workers’ compensation law in North Carolina that I hope physicians and other healthcare workers will find useful as they're  treating injured and disabled workers:

  • If a patient comes to you with an injury resulting from an accident at work or a chronic condition that was likely caused by their job, encourage that person to report the injury, if he or she hasn’t already done so. Ideally, work injuries should be reported immediately to the employer and the N.C. Industrial Commission and, in any event, within 30 days of the accident or diagnosis that the condition is work-related.
  • Keep detailed records of the patient’s treatment and any conversations you have about the injuries. Detailed medical records, which accurately reflect the patient’s symptoms, treatment and the progression of their recovery, are crucial in workers’ compensation claims. Many cases end up in litigation simply because medical records lack details or are ambiguous.
  • Encourage you patient to keep a calendar or journal to document important facts relating to the work injury and ongoing treatment. In their journals, patients should record details of how the injury occurred, who witnessed it and how and when it was reported. Additionally, injured workers should make note of any medical appointments in their journals, recording any medical procedures that were conducted and instructions they received from healthcare workers. Finally, patients should write about any symptoms or additional medical problems they’re experiencing and any harassment they encounter from employers, coworkers or the insurance company regarding the work injury. Workers’ personal journals have proven to be invaluable in presenting a workers’ comp claim to the N.C. Industrial Commission.
  • Some injured workers will want to return to work before they are medically able to do so. While injured workers are justified in their fear of reprisal for missing work because of an injury, strongly discourage them from returning to a job for which they are physically unprepared. Candidly explain the risk of re-injury. And while it’s true that some people are fired for filing a workers’ compensation claim – even though the law forbids such retaliation – being fired is preferable to derailing recovery or creating a worse medical problem by returning to work too soon. Let your patients know that there is legal recourse if they are fired. Patients can file a wrongful termination claim themselves with the Industrial Commission, but many will find it helpful to have an attorney advocate on their behalf.
  • Injured workers may be entitled to additional benefits beyond compensation for lost wages and traditional medical care. The standard in North Carolina is whether or not the recommended treatment is reasonably likely to effect a cure, give relief from symptoms (including pain relief) or lessen the period of disability. Under this standard, in cases of catastrophic injury, North Carolina’s workers’ compensation law allows for things like home and vehicle modifications, medical devices in the home such as hospital beds, in-home attendant care, motorized wheelchairs, etc. So long as these devices/modifications meet the standard recited above and are prescribed by a treating physician, they should be covered by the Workers’ Compensation insurance company.
  • Many injured workers believe that they don’t have the right to choose their own doctor and that they must see a physician assigned by the N.C. Industrial Commission or their employer’s workers’ comp insurance company. Patients have the right to ask the Industrial Commission for permission to see a doctor of their choosing. However, if an injured person is treated by a physician without first getting permission, his or her workers’ comp benefits might be in jeopardy. If a patient comes to you under these circumstances, advise them that an attorney can help ensure that benefits are protected.
  • Injured workers who must travel 20 miles or more roundtrip for medical care are entitled to collect $0.55 per mile. Special consideration also is given to employees who are totally disabled.
  • Chiropractic treatment is allowed for workers’ compensation patients, if the employer or the employer’s insurance company grants permission. As many as 20 visits are allowed, if medically necessary. If additional visits are needed, the chiropractor should request this authorization from the Industrial Commission.

Alternative Health Series: Yoga Useful for Stress Release, Exercise and Pain Management

This is the latest in a series of blog articles about alternative therapies for injuries and pain management.

This time, we turn to yoga, the ancient Indian mind-body practice that has become a mainstream form of exercise, stress release and pain management.

Future articles in this series will explore massage, Pilates, Reiki and other alternative treatments and pain-management techniques. You can access all articles in the Alternative Therapies Series by clicking here.

This article is presented for informational purposes only. As always, please consult with your physician and other health care providers before undertaking an exercise regimen or alternative treatment.

The following is adapted and excerpted from the National Center for Complementary and Alternative Medicine, Yoga Today and Yoga Journal.

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OSHA fines Ohio company for repeated workplace safety violations

OSHA has fined an Ohio manufacturer $550,000 for repeated violations of federal workplace safety and health rules after being alerted to higher than average injury and illness rates at the company

OSHA has cited American Warming and Ventilating Inc., a manufacturer of louvers, dampers, and shutters, with $55,500 in proposed penalties for alleged serious and repeat violations of federal workplace safety and health standards. The agency opened an inspection at the AWV plant in Bradner, Ohio, in January as part of its site-specific targeting program due to the company's high injury and illness rates in comparison to the national rates.

As a result of the inspection, OSHA has issued six serious violations for lack of proper fall protection equipment, improper electrical lockout and tagout procedures to prevent accidental energization start-up, lack of proper machine guarding, lack of proper training for maintenance personnel on power press equipment, damaged welding conductors, and lack of eye protection during welding. An OSHA violation is serious if death or serious physical harm can result from a hazard an employer knew or should have known exists.

The company also has received two repeat violations for failing to have proper machine guarding and to provide workers approved electrical protective equipment. OSHA issues repeat violations when it finds a substantially similar violation of any standard, regulation, rule, or order at any of an employer's other facilities in federal enforcement states when that employer has been cited in the past..

In this instance, OSHA fined the offending employer. But as you'll read about in the most recent issue of the Deuterman Law Group Community News newsletter, it's not uncommon for OSHA to find no violations even in instances where serious workplace injuries occured.

We're always pleased to see OSHA fining companies that ignored safety regulations. But experience has taught us that OSHA investigations and decisions aren't always definitive or correct.

As guest columnist Mark McGrath writes in the latest issue of our newsletter:

"In other words, do not be discouraged by an OSHA report that imposes no citation or finds no wrongdoing on the potentially responsible party. A curious and experienced attorney is still your best hope for identifying the true cause of your ...injury."
 

 

Treating Injured Workers: Chiropractic care may be covered

We round up our series of tips for healthcare professionals treating injured workers with some information about chiropractic care and mileage reimbursement.

  • Injured workers who must travel 20 miles or more roundtrip for medical care are entitled to collect $0.55 per mile. Special consideration also is given to employees who are totally disabled.
  • Chiropractic treatment is allowed for workers’ compensation patients, if the employer or the employer’s insurance company grants permission. As many as 20 visits are allowed, if medically necessary. If additional visits are needed, the chiropractor should request this authorization from the Industrial Commission.

If youv'e missed any of the previous tips, find them here.

 

 

Treating Injured Workers: Workers can request to see a doctor other than the one assigned by the N.C. Industrial Commission

Many injured workers believe that they don’t have the right to choose their own doctor and that they must see a physician assigned by the N.C. Industrial Commission or their employer’s workers’ comp insurance company.

But here's the truth:

  • Patients have the right to ask the Industrial Commission for permission to see a doctor of their choosing. However, if an injured person is treated by a physician without first getting permission, his or her workers’ comp benefits might be in jeopardy. If a patient comes to you under these circumstances, advise them that an attorney can help ensure that benefits are protected.

For more tips on how to help injured people navigate the complex workers' compensation system in North Carolina, click here. Our attorneys and paralegals at the Deuterman Law Group also are available to answer questions and provide counsel to injured workers.

Treating Injured Workers: Beware of returning to work too soon

Today's tip for healthcare professionals treating injured workers deals with the problems that can arise when an injured person returns to work too soon.

In the haste to get back to work and to a steady paycheck, people can cause irreversible physical damage, and they may also jeopardize their ability to collect on a workers' compensation claim.

  • Some injured workers will want to return to work before they are medically able to do so. While injured workers are justified in their fear of reprisal for missing work because of an injury, strongly discourage them from returning to a job for which they are physically unprepared. Candidly explain the risk of re-injury. And while it’s true that some people are fired for filing a workers’ compensation claim – even though the law forbids such retaliation – being fired is preferable to derailing recovery or creating a worse medical problem by returning to work too soon. Let your patients know that there is legal recourse if they are fired. Patients can file a wrongful termination claim themselves with the Industrial Commission, but many will find it helpful to have an attorney advocate on their behalf.

You can find my entire series of tips here, and stay tuned throughout the week for more advice on helping injured workers under your medical care.

Treating an Injured Worker: Workers' comp may cover home and vehicle modifications

I hope you're finding my series of tips about worker's compensation and benefits available to injured and disabled workers law helpful.

I've been sharing information about things that doctors, nurses and other healthcare workers can do to help injured patients as they navigate the complicated workers' comp system in North Carolina. There are quite a few unique benefits available to injured workers, but without a doctor's recommendation patients may not be able to receive these benefits.

My aim is to arm health care professionals with the information they need so they can attend to the unique needs of injured workers while providing them with medical treatment.

Did you know, for instance, that:

  • Injured workers may be entitled to additional benefits beyond compensation for lost wages and traditional medical care. The standard in North Carolina is whether or not the recommended treatment is reasonably likely to effect a cure, give relief from symptoms (including pain relief) or lessen the period of disability. Under this standard, in cases of catastrophic injury, North Carolina’s workers’ compensation law allows for things like home and vehicle modifications, medical devices in the home such as hospital beds, in-home attendant care, motorized wheelchairs, etc. So long as these devices/modifications meet the standard recited above and are prescribed by a treating physician, they should be covered by the Workers’ Compensation insurance company.

Treating an Injured Worker: Injured workers should keep a journal

Today's is the third installment of my series of tips for healthcare professionals who are treating injured or disabled workers.

Knowing more about how workers' compensation laws are structured in North Carolina will help healthcare professionals attend to the other needs of injured workers during the course of medical treatment.

You can find other entries in this series here:

Here's today's tip:

  • Encourage you patient to keep a calendar or journal to document important facts relating to the work injury and ongoing treatment. In their journals, patients should record details of how the injury occurred, who witnessed it and how and when it was reported. Additionally, injured workers should make note of any medical appointments in their journals, recording any medical procedures that were conducted and instructions they received from healthcare workers. Finally, patients should write about any symptoms or additional medical problems they’re experiencing and any harassment they encounter from employers, coworkers or the insurance company regarding the work injury. Workers’ personal journals have proven to be invaluable in presenting a workers’ comp claim to the N.C. Industrial Commission.

Treating an injured worker: Detailed medical records key in workers' comp cases

I'm continuing today with my series of tips for healthcare professionals who are treating injured or disabled workers.

Knowing more about how workers' compensation laws are structured in North Carolina will help healthcare professionals attend to the other needs of injured workers during the course of medical treatment.

You can find other entries in this series here:

Now for today's tip:

  • Keep detailed records of the patient’s treatment and any conversations you have about the injuries. Detailed medical records, which accurately reflect the patient’s symptoms, treatment and the progression of their recovery, are crucial in workers’ compensation claims. Many cases end up in litigation simply because medical records lack details or are ambiguous.

 

 

 

 

Treating injured workers presents unique challenges for healthcare professionals

At some point in their medical practice, most healthcare workers will treat a patient who was injured on the job.

But many doctors, physicians’ assistants and nurses find that while they can help these patients with their medical problems and physical recovery, treating someone with a work injury presents a unique set of challenges – not all of them medical. 

Indeed, injured workers and their families must deal with a host of issues as they try to heal and rebuild their lives after being hurt on the job. There are emotional and financial burdens, and a seemingly endless amount of bureaucratic red tape to navigate when filing a workers’ compensation claim.

Additionally, injured workers face tremendous external pressure from family members, coworkers, employers and insurance companies to return to work so they can start earning a paycheck again. It’s also not unusual for injured workers to pressure themselves to return to work before they’re physically ready because they feel obligated to do so or feel “less than” because they’re out of work and collecting unemployment benefits. 

When we started the Deuterman Law Group six years ago, one of our founding principles was that we would treat clients as people, not as cases, and that we would attend to the whole person. It’s our job to ensure not only that our clients receive the maximum workers’ compensation and medical benefits available to them, but also to assist them as they adjust to a new “normal” following an injury.

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OSHA to take a harder look at certain industries and companies with low workplace injury rates

OSHA, responsible for enforcing worker safety regulations, will be doing more to ensure that companies are following those laws and accurately reporting workplace accidents and injuries.

The agency will be focusing on specific industries, where certain injuries are common, and also will be examining whether some companies have been lax in reporting injuries, according to an article in the DemocratandChronicle.com

The U.S. Occupational Safety and Health Administration, created to enforce the large and growing number of worker safety laws and regulations, last week issued its "site-specific target" plan for the year, a warning, in effect, that the agency will be tougher on injury rates in specialized industries.

The plan mentioned nursing homes, where workers often suffer back and limb injuries in caring for patients, as an industry facing special attention.

But there is another program in the bureaucratic works — the National Emphasis Program — that is potentially more significant for local businesses that to this point either have escaped OSHA attention or are not in the usual range of targeted industries.

OSHA plans to examine companies that report low injury rates or few lost days due to injury with the idea that many companies have been underreporting or minimizing the need for thorough record-keeping.

The agency estimates that as many as 20 percent of all businesses fail to adequately report workplace-related injuries and illnesses. Other studies put the number as high as 68 percent.

Men at much greater risk for workplace deaths, injuries

Men face a disproportionate risk of dying or being injured on the job, according to statistics from the Bureau of Labor Statistics.

The reason is simple: men are more likely to work in dangerous injuries such as construction (90 percent male) and manufacturing (70 percent male), where the bulk of workplace accidents and deaths occur. Female-dominated industries such as health care and education have fewer incidents of deaths and injuries.

Approximately 7% of fatalities in 2008 were women, leaving men accounting for a whopping 93% of all workplace fatalities. Men were over 13 times more likely to die while on the job compared with women according to the report issued by the U.S. Bureau of Labor Statistics.

Writer Katie Kelley has some thoughts on what these statistics mean for men and women in the workplace when it comes to compensation.

 

Could Indiana Workers' Comp Ruling Lead to Discrimination Against Obese Workers?

Blogger Kathy Posner has an interesting take on a workers' compensation ruling in Indiana that required an employer to pay for weight-loss surgery for an injured employee.

What's so interesting about this case is that the employee's workplace injury was unrelated to his weight. Adam Childers, a restaurant cook, was hurt when a freezer door accidentally slammed into his back. At the time of the injury, Childers weighed 340 pounds, and he later gained another 40 pounds. Doctors determined that Childers needed back surgery because of his injury, but that his obesity prevented them from performing that surgery safely.

The court in Indiana ruled that Childers' employer had to pay for lap-band weight-loss surgery, as well as the back surgery.

While many would see this ruling as a victory for injured workers, Posner is concerned that it could lead to employment discrimination against obese people:

I think this ruling hurts obese people because it places an unfair burden on the employer. I think the the Indiana Appeals thought their ruling protected fat people, but in essence it harms them. An employer will be forced to discriminate and NOT hire an overweight person because of fear of potential lawsuits

That is certainly an interesting point to ponder.

 

Injured workers can sue for their injuries without jeopardizing workers' comp benefits

Workers' compensation laws in North Carolina and other states preclude injured workers from suing their employers and coworkers for their on-the-job injuries.

However, the law does allow people who have been hurt on the job to seek legal recourse against others whose actions and negligence caused or contributed to the actions.

These types of cases are called third-party workplace torts, and these types of lawsuits actually are quite common in cases of construction injuries.

In fact, we just read about a case in Texas, where an HVAC installer worker whose leg was crushed by falling Sheetrock at a construction site where he was working is suing seven companies, including the property owner and the project's general contractor.

The fact that that this injured man may receive workers' compensation benefits for his medical care and lost wages doesn't erase the other companies' responsibility for the accident.

Jose and Victoria Sosa claim Jose Sosa was working as a heating, ventilating and air conditioning installer...at an apartment complex in Port Arthur, Texas, when the incident occurred.

According to the complaint... another employee at the site had stacked numerous sheets of sheetrock against the wall adjacent to the room where Sosa was performing work for the defending companies.

"Suddenly and without warning the entire stack of sheet rock fell away from the wall the sheet rock was leaning against and onto Mr. Sosa," the complaint says. "The impact of the sheet rock against Mr. Sosa's body was violent and terrible. Mr. Sosa was pinned underneath the sheetrock, where his body sustained severe and permanent injuries."

Defendants named in the suit include Paha Legacy, Orion Properties, Legacy Resource Group, LRG Development, KRR Construction, KRR I Construction and KRR Development.

The Sosas blame the defending companies for numerous safety violations, for failing to provide a safe workplace and for failing to provide workers' compensation insurance, among other alleged acts of negligence.

Could renewable energy save workers' lives?

Could going green and reducing our reliance on fossil fuels reduce workplace injuries?

Quite possibly, according to a study published in the latest issue of the Journal of the American Medical Association.

Researchers from the Medical College of Wisconsin compared workplace injury risks for workers in renewable energy industries compared to traditional fossil fuel industries.

Their findings? Switching to renewable energy could prevent 1,300 worker energy deaths over the next decade and also reduce the number of workplace injuries for the industry.

Jobs, such as mining, that associated with the energy industry are extremely dangerous and account for thousands of workplace deaths, workplace injuries and occupational illnesses every year. For instance, only agriculture is more dangerous and deadly than mining.

[Researchers] examined the human health risks associated with traditional fossil fuels, such as coal, oil, and natural gas, relative to renewable energy sources such as wind, solar, and biomass. Wind and solar energy appeared to offer less risk of workplace injury and death than traditional fossil fuel industries, as the dangerous energy extraction phase is minimized or eliminated in wind or solar energy production. Biomass, comprised of biofuels, organic waste, and wood derived fuels, currently accounts for more than half of US energy renewable consumption and does not appear to offer a significant safety benefit to US workers relative to fossil fuels.

“The energy sector remains one of the most dangerous industries for US workers. A transition to renewable energy generation utilizing sources such as wind and solar could potentially eliminate 1300 worker deaths over the coming decade,” says Dr. [Steven] Sumner.

A common rap against renewable energy is that it is more costly to produce. But this new research actually shows that when the hidden costs of energy production (worker injuries and deaths, environmental costs, etc.) are taken into account, those savings evaporate.

Risk of workplace injury and death among energy workers is a hidden cost of energy production, known as an externality of energy. Externalities of energy production include a whole host of problems from damage to the general environment to adverse effects on human health caused by pollution to injury and death among workers in the energy sector.

The researchers reviewed the occupational cost of energy production in the traditional and new energies and noted that while fossil fuel energies have historically been priced lower than renewable energies, the additional hidden costs, or externalities of energy, especially adverse effects on human health have often not been taken into account.

 

 


 

 

Could WC Reform Be Coming in Wisconsin?

It sounds like workers' compensation reform could be in the works in Wisconsin.

According to ABC Montana:

Lawmakers meeting this week will be looking at ways to study the workers' compensation system.

The Economic Affairs Interim Committee has been charged with reviewing the state's system amid worries that the insurance is too expensive for businesses.

The panel will review a comparison of Montana workers' compensation costs and premiums with those in 32 other states. They will also get an update from an advisory council chaired by Lt. Gov. John Bohlinger.

 

It's Not Always an Accident: Diagnosing Workplace Injuries

When you read the words "workplace injury," what image comes to mind?

A construction worker falling from a ladder? A cook slicing her hand while prepping food? A plant worker injured by a piece of machinery? A delivery truck driver involved in a highway crash?

Those certainly qualify as workplace injuries, but it's not only accidents or mishaps that cause workplace injuries that are compensable under state workers' compensation laws. Workplace injuries, like carpal tunnel syndrome or back injuries, for example, can occur over time. And some workers develop occupational diseases from prolonged exposure to toxins in the workplace.

People suffering from all types of workplace injuries and/or illnesses may be able to file a workers' compensation claim and receive benefits. In the case of illnesses or injuries that develop over time, it's important that the law gives workers time to receive a proper medical diagnosis.

That's why it's disappointing when lawmakers limit employees' rights to file for workers' compensation, as Louisiana Gov. Bobby Jindal did last week.

Jindal vetoed a bill that would have given injured workers in Louisiana three years after an injury, instead of two, to file a workers' compensation claim. Interestingly, the legislation passed by  wide margins in the Louisiana state Senate and House. But the governor, buying into the business and insurance lobby's argument that expanding the filing window would lead to more workers' comp fraud and higher costs for businesses, refused to sign the legislation into law.

 

 

 

 

 

Injured worker sues after being fired from his job

A Wisconsin man has filed suit against his former employer, alleging he was fired after reporting an injury and filing  workers' compensation claim.

According to news reports, Charles Anderson hurt his left hand while working in a meatpacking plant. He notified his employer, Holden Meat, of the injury and sought medical treatment that same day.

Anderson says he was fired because he sought medical treatment and because he pursued a worker's compensation claim.

We're always interested by these kind of cases because the outcomes can influence the public's understanding of injured workers' legal rights. An injured worker cannot be fired for filing a workers' compensation claim, but there's a perception among many workers that if they report an injury or seek medical treatment, they'll lose their job.

At the Deuterman Law Group, we're committed to educating workers about their rights under the law.

 This video explains the process for reporting a workplace injury:

Foreign Nationals Working for US Contractors Ill Informed About Federal Workers' Comp Rights

A joint investigation by the Los Angeles Times and ProPublica revealed that the federal workers' compensation program has failed thousands of foreign-born civilian contractors working in Iraq and Afghanistan.

Foreign nationals working on behalf of the U.S. government "have gone without medical treatment and compensation because they were never informed of their right to the benefits. Widows and children have not received death payments for the same reason," according to the newspaper series.
 

Rey Torres dreamed of a better life for his wife and five children when he left a neighborhood of wooden shacks and burning trash piles to drive a bus on a U.S. military base near Baghdad.

He hoped to send his children to college and build a new home with the $16,000 a year he earned in Iraq — four times what he could make in the Philippines.

Then, in April 2005, Torres, 31, was killed in an ambush by Iraqi insurgents. His widow and children were supposed to be protected by a war zone insurance system overseen by the U.S. government. They were eligible for about $300,000 in compensation.

But Gorgonia Torres knew nothing about the death benefit and did not apply. When she did learn about the insurance, two years later, it was from a reporter. She has since turned down an insurance company's $22,000 settlement offer. Her only hope of receiving full compensation is a legal fight that could drag on for years.

Torres was among tens of thousands of civilian contract workers from poverty-stricken countries hired to support the U.S. war effort in Iraq and Afghanistan. In case of injury or death, they are supposed to be covered by workers' compensation insurance financed by American taxpayers. But the program has failed to deliver medical care and other benefits to many foreign workers and their survivors, a Los Angeles Times-ProPublica investigation found.

Foreign nationals aren't the only casualties in this federal debacle. Many American contractors also have struggled to get medical treatment and compensation for injuries they have suffered on the job. The Los Angeles Times and ProPublica have documented many of those cases

 

 

Alternative Therapies Series: Acupuncture for Pain Management

 

This is the first in the Deuterman Law Group's series of blog articles about alternative therapies for back injuries and pain management.

In this article, we’ll explore acupuncture, a centuries-old Chinese medicine technique that has been used to treat pain chronic pain, nausea, migraines and other painful conditions. Future articles in this series will explore reiki, massage, yoga, Pilates and other alternative treatments and pain-management techniques.

This article is presented for informational purposes only. As always, please consult with your physician and other health care providers before undertaking exercise regimen or alternative treatment.

 

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New Books Highlight Wal-Mart's Way of Doing Business

Wal-Mart's unconscionable labor practices have been well-documented on this blog and elsewhere.

Now, a new book "The Retail Revolution: How Wal-Mart Created a Brave New World of Business" by Nelson Lichtenstein "offers the best account yet of the myriad problems that Wal-Mart employees endure, including the elaborate measures the company has taken to avoid paying workers' compensation to employees injured on the job," according to The Big Money.

Lichtenstein's is just one of several recent scholarly examinations of Wal-Mart's rise and the cost of its success. Go here to read a review of several Wal-mart books.

Two books mentioned in the blog are To Serve God and Wal-Mart: The Making of Christian Free Enterprise by Bethany Moreton and Lichtenstein's The Retail Revolution: How Wal-Mart Created a Brave New World of Business.

Depression can slow recovery from work injury

 

Many injured and disabled workers also will develop depression – creating a double whammy of physical and emotional pain that can prolong recovery and lead to additional health problems.

The stress and financial burdens of being out of work combined with physical pain and the loss of identity that many out-of-work people injured people experience quite often leads to associated depression, according to medical research and our own experience with clients at the Deuterman Law Group. Unfortunately, so-called secondary depression is often under diagnosed, according to a 2005 article in trade journal Risk & Insurance.

 It is important for anyone who is suffering from depression to seek treatment, especially those who have an injury or disability that prevents them from working. Studies have linked pain with depression, and there’s evidence that depression can slow recovery from an injury or illness.

“Depression may increase your response to pain, or at least increase the suffering associated with pain,” according to the Mayo Clinic. “Conversely, chronic pain is stressful and depressing in itself. Sometimes pain and depression create a vicious cycle,”

A 2005 British study revealed that 20 percent to 30 percent of people injured in car accidents or on the job had their recovery impacted by depression and other psychological factors.

In workers’ compensation cases, depression that is the result of a work injury may be compensable. In other instances, depressed individuals may qualify for Social Security Disability.

If a client is experiencing symptoms of depression, it’s important that they are evaluated by a qualified medical professional, who can prescribe a course of treatment that may include therapy, anti-depressants or a combination.

It’s also important that clients share this information with their attorney and paralegal, as this may be important to the case. We may be able to we may be able to offer additional help and referrals to a support groups, community resources and medical professionals who can help our clients deal with these problems and overcome their depression.

Only a qualified medical professional diagnose depression, but the following is a list of symptoms:

  • Loss of interest in normal daily activities
  • Feeling sad or down
  • Feeling hopeless
  • Crying spells for no apparent reason
  • Problems sleeping
  • Trouble focusing or concentrating
  • Difficulty making decisions
  • Unintentional weight gain or loss
  • Irritability
  • Restlessness
  • Being easily annoyed
  • Feeling fatigued or weak
  • Feeling worthless
  • Loss of interest in sex
  • Thoughts of suicide or suicidal behavior
  • Unexplained physical problems, such as back pain or headaches

The Mayo Clinic also offers a depression self-assessment tool online.

 

 

Sick Ground Zero Worker Wins Workers' Compensation Benefits After Yearlong Battle

The New York Daily News shares the story of Daniel Arrigo, a construction worker who was part of the massive cleanup effort at the Ground Zero, the site of the World Trade Center after the 9/11 terrorist attacks.

Arrigo got sick with a severe lung disease from inhaling vapors and toxic fumes at the cleanup site. He had to stop working in January 2008, but Zurich North America, the insurance company providing workers' compensation coverage for his employer, denied Arrigo's claim.

[Arrigo] called himself a poster boy for thousands of sick 9/11 responders caught between the slow-moving state compensation board and insurance firms that skillfully game the system to fight claims.

In addition to Arrigo's devastating illness, his family suffered incredible financial hardship as a result of his inability to work.

Ill and unemployed, Arrigo also fell behind on his rent. The family was evicted from their Staten Island home and forced to move into two cramped rooms with Arrigo's brother in Long Beach, L.I.

But this is a good news story. Arrigo this week won workers' comp benefits -- $400 a week plus $20,000 in back payments.

 


 

 

Workers' Compensation Reform Puts Unreasonabile Restrictions on Florida injured and their attorneys

Palm Beach Post columnist Tom Blackburn, a favorite of ours at the North Carolina Workers' Compensation Law Blog, takes legislators in Florida to task for passing a new workers' compensation reform law that will make it harder for injured workers to get legal representation. The new legislation strengthens a 2003 law that established a "reasonable" fee schedule for attorneys representing injured workers. The new law strikes the word "reasonable."

In his column, Blackburn explains that by setting an unreasonable fee schedule for attorneys who represent injured people in their workers' comp claims, Florida is guaranteeing that more and more deserving people will be denied medical benefits and financial compensation.

When the fee schedule was put in place:

the percentage of claims denied by insurers rose from one-fourth to more than one-third of all claims. The percent of cases in which the injured worker appealed the denial dropped considerably...

After the 2003 law change that made it harder to fight a denial of benefits, the insurance companies began deciding that 35 percent of the employees who get hurt in Florida had only an ouchie when they broke their arm or are trying to turn a hangnail into prostate cancer or are generally malingering.

 

 

 

 

Florida Governor Signs Bad Workers' Comp Reform into Law

A controversial workers' compensation reform proposal in Florida, which I blogged about last month, has become law -- and that's bad news for injured workers in the Sunshine State.

A 2003 law set extreme caps on the amount attorneys could charge for their work on workers' compensation cases. The Florida Supreme Court struck down that law as unreasonable. But five days ago, Florida Gov. Charlie Crist signed a new law that places similar caps on attorneys fees in workers' compensation cases.

 

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Misclassifying employees to avoid workers' compensation is fraud

One of the most rampant kinds of workers' compensation fraud involves employers misclassifying workers as independent contractors so they can avoid carrying workers' compensation insurance for those employees.

The Salt Lake Tribute reported on a spike in the number of independent contractors with one employer in Utah, which officials say is a sure sign that the so-called contractors have been misclassified.

In the most recent data available, Utah saw a steep one-year jump in the number of independent contractors who have only one employer -- a typical indicator that the worker has been misclassified, Bill Starks, state director of unemployment insurance, said. Two years ago, 200,000 independent contractors reported only to one employer. Last year, the number swelled to 300,000.

Plenty of people are legally classified as independent contractors. These people, often also called W9 employees or freelancers, perform work for a variety of different employers or clients, set their own hours and derive their income from multiple sources.

But many companies assign the "independent contractor" designation to employees. In doing so, they avoid having to pay for costly workers' compensation coverage to these workers though they are legally obligated to provide this protection.

There's a pretty good rule of thumb for knowing a worker's contracting status: If he only works with one company, that business sets his hours and the company's success is tied to the worker's success, the company should probably consider him an employee, not an independent contractor. That means that company needs to issue a W-2 tax form -- and pay taxes, Social Security and unemployment and injury insurance on the employee's behalf, at a cost of about 30 cents more on the dollar.

 


Pulitizer Prize-winning Las Vegas Sun series puts spotlight on construction deaths and injuries

Las Vegas Sun Reporter Alexandra Berzon recently won a Pulitzer Prize for her 2008 series about the shocking number of workplace accidents and deaths that occur on construction sites along the city’s famous Strip.

Tourists visit Las Vegas for the gambling and the glitz and glamour, and in recent years, many of the city’s older casinos have been demolished to make way for newer, bigger, glitzier models. And in a city that literally never sleeps, the pressure is on to get these buildings constructed quickly so that the casinos can reopen and start raking in the money.

Because of lax oversight by OSHA and state regulators, negligence at construction sites and safety shortcuts, twelve construction workers died in 18 months. But after Berzon's series, people in power took notice and took action. And the deaths ceased, proving that good public service journalism can make a difference. 

Construction workers had been dying at a rate of one every six weeks in the $32 billion building boom on the Las Vegas Strip. But deaths stopped last year after the Las Vegas Sun exposed serious safety flaws on the sites and detailed how lax oversight by safety regulators failed to prevent accidents.

The stories forced state and federal investigations and became the subject of hearings in the U.S. House and Senate. Sens. Barack Obama, Hillary Clinton, Ted Kennedy, Harry Reid and others sent a letter to President Bush demanding safety reforms in the Labor Department.

As the Sun pursued the story, the newspaper reported on cozy relationships existing between safety regulators and builders. Angered by the revelations and continuing death toll, workers walked off the job at MGM Mirage's CityCenter, shutting down the largest private commercial development in U.S. history until the contractors agreed to safety improvements.

Twelve workers had died in 18 months. But after the improvements, the deaths stopped. No workers have died since June 2008.

You can read the entire Las Vegas Sun series and follow-up stories at the newspaper's Web site, as well as view OSHA inspection documents and see video coverage. If you don't have time to read the entire series -- though I would encourage you to do so -- the blog The Pump Handle has a good summary.

Sadly, many of the tragic deaths that occured on Las Vegas Strip construction sites could have been easily prevented if construction companies had followed safety rules and provided adequate equipment to workers. Unfortunately, this is the case with many workplace injuries and deaths. Often, these "accidents" are easily preventable, but so many times employers fail to follow the rules fail to provide their employees have proper tools and equipment that will keep them safe.

In Las Vegas, for example, many workers died because there were working without safety nets. These nets are supposed to be used every two floors, but in the zeal to finish the casino construction jobs quickly -- and on budget -- some construction companies scrimped on this simple, yet crucial, piece of safety equipment.

They were in essence gambling with their employees lives. And even in a town like Vegas, no one likes those odds.

We're thankful that  the Las Vegas Sun and Alexandra Berzon spotlighted this deadly issue and we congratulate them on a much deserved Pulitzer Prize.

 

Florida Workers' Comp Reform Will Victimize Injured Workers

From Florida, yet another example of why workers' compensation reform that aims to fix a system that isn't broken is a bad idea:

The Florida News Service reports:

A recent study by the Department of Worker's Compensation found litigation has declined since the restrictions imposed in 2003, while the number of denied claims has steadily increased.

This is clearly reform that has come at the expense of injured workers, while benefitting deep-pocketed insurance companies. Now, the Florida big business lobby is pushing for further workers' compensation reform that would cap how much attorneys could earn on workers' comp cases.

As is the case in North Carolina, Florida Workers' Compensation attorneys work on a contingency basis, meaning they don't collect a fee unless they win benefits for the client. That fee is generally a small percentage of the total benefits. Legislators in Florida are considering setting the bar so low -- $1,500 max -- that workers' comp attorneys would lose money representing injured workers.

Who loses if that happens? The attorneys, yes, but injured workers are the real victims. Because they could be earning as little as $8 an hour on workers' comp cases, many attorneys will stop accepting them. And that means that people who deserve compensation and medical benefits won't get them.

House Bill 903 resurrects a 2003 bill that resulted in workers' attorneys being paid as little as $8 per hour, which the Supreme Court ruled last year was unfair to workers.

Rich Templin, spokesman for the AFL-CIO, says workers are suffering from denied claims.

"They're losing their houses; they're losing their families; their losing their ability to provide health care for their kids, and they did nothing wrong. All they did was go to work and get hurt. But, because the insurance company wants to maximize its profit, these people are paying the price."

The proposed Florida workers' compensation reform is an outrage. It would victimize injured workers all over again in the name of cost cutting. Call on Gov. Charlie Crist of Florida to veto the legilsation.

Texas Supreme Court limits injured workers' right to sue third parties over injuries

Workers' compensation laws prevent employees from suing their employer over an injury. But in certain instances, injured workers' may be able to sue a responsible third party (http://www.deutermanlaw.com/third-party-torts.asp) for their injuries. For instance a construction working employed by a subcontractor may be able to sue the general contractor on the job if that company's negligence caused or contributed to the injury. In such cases, injured workers are entitled to the full range of damages available to them under the law plus workers' comp benefits from their employer.

In a disturbing ruling, the Texas Supreme Court has effectively taken this right away from injured workers, according to a recent editorial in the Austin American-Statesman. The case in question involved a worker who was severely injured at an Entergy power plant.

"The Entergy case centered on whether the "premises owner" of a large facility, in this case a utility power plant, could get immunity against a lawsuit filed by a contract worker injured on the job simply by declaring itself to be the general contractor and buying workers' compensation coverage for the contractor and actual employer.

In 2001, John Summers, a contract worker for International Maintenance Corp., was seriously injured while working on a plant owned by Entergy, an electric utility that serves Southeast Texas. He began collecting workers' compensation benefits from the insurer, and he sued Entergy, accusing it of providing defective equipment. But Entergy claimed immunity on grounds it had made itself the general contractor and purchased the workers' compensation insurance for the IMC employees."

The Texas case clearly appears to limit injured workers' rights to sue when a party other than their employer is responsible for their injuries. And that is bad news for injured workers in the state. The ruling clearly favors businesses while leaving workers with few legal protections.

California security firm created shell company to avoid workers' compensation

In what may be one of the most egregious cases of workers' compensation fraud, a California employer created a shell company to avoid workers' compensation premiums for his 1,500 workers.

Last week, Ousama Karawia, the owner of International Protective Services Inc., and two company vice presidents pleaded not guilty to charges that they defrauded the California State Compensation Insurance Fund of $9 million.

The men are accused of going to extreme measures to deceive the state about the number of people employed by the private security firm.

According to an LA Times article:

 

 

The men allegedly created a shell company, International Armored Solutions Inc., to hide the true number of employees at the security firm to avoid paying higher workers’ compensation insurance premiums to the State Compensation Insurance Fund.

Authorities said Karawia told state officials that he employed about 20 workers at the new company and that it was not part of the main security firm. The company failed to pay $9.5 million in workers’ comp premiums for its 1,500 employees, prosecut

 

 

Employer workers' compensation fraud, the most common type of fraud, costs not only injured workers but taxpayers, as well. In the event of an accident, workers' on-the-job injuries may not be covered if their employer doesn't have adequate insurance, as required by law. In those instances, the burden for caring for these hurt and disabled workers falls on taxpayers and social service agencies.

 

Too Scared to File for Workers' Comp Benefits

A South Carolina newspaper is reporting that workers' compensation claims in that state are down, but the reason may have nothing to do with improvements in on-the-job safety.

Some are speculating that because of the economy, high unemployment and record layoffs that have occured as a result of the recession, some workers may be afraid to report their injuries and claim workers' compensation benefits.

That chilling revelation is likely true for many people. Some workers may  fear that could be fired for reporting a work injury and trying to collect workers' compensation benefits, but the law clearly prohibits such retaliation.

Others may be worried about how they'll make ends meet while out of work and receiving workers'  comp benefits. That's a legitimate concern, as workers' compensation does not cover and injured person's entire salary.

However, failing to report a workplace injury is a bad idea, and it may jeopardize a worker's ability to collect benefits in the future. Workers should report injuries immediately to their employer -- and definitely within 30 days. The employer is required to report injuries to the North Carolina Industrial Commission. 

 

Will economy lead to more employer workers' comp fraud?

A story out of California has us wondering if the state of the economy and the financial difficulties  that many businesses are going through will lead to more workers compensation fraud by employers?

Workers' compensation fraud is most commonly perpetrated by employees -- not by injured workers, as is the common perception. Two common tactics -- misclassifying employees job duties, treating employees as independent contractors or failing to carry workers' compensation insurance, as required by law. Misclassification of job duties helps companies keep their workers' comp insurance premiums lower, but it also means that employees may not be protected if they are injured on the job. Workers' comp fraud has a huge societal cost, as well.


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McDonald's denies workers' comp claim for heroic employee

In August 2008, a man entered a McDonald's restaurant in Little Rock, Ark., and started beating a customer, his girlfriend.

Employee Nigel Haskett intervened in the attack, pushing the man out the door and blocked the entrance with his body. That's when the enraged man pulled out a gun and shot 22-year-old Haskett three times. The entire incident was captured on surveillance video.

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Story of Lily Ledbetter and her treatment by Goodyear sounds like many WC cases

Today on NPR, they featured the story about Lily Ledbetter, (Ledbetter v. Goodyear Tire & Rubber Co.) and her crusade for equal and fair pay.  Barack Obama will be signing the act into legislation.

As I listened to this story, it reminded me so much of many workers' compensation cases. Lily Ledbetter took early retirement at age 60 because she was reassigned to lift heavy Hummer tires for inspection. Injured workers are often squeezed out of the company by being reassigned employment that they physically cannot do.

Normally, we are pursuing the insurance company to compensate our clients according to the law, but here we have a direct suit against the company. It is appalling to see in this day and age, that such discriminatory practices still exist and that Goodyear appealed the lower courts decision.

There were 16 other male supervisors, and she was the only woman. Lily Ledbetter worked for 19 years as a supervisor and was paid $6,000 less than the newest supervisor.

In 2007, in the Supreme Court, she lost by a decision of 5 to 4.

There seems to be numerous articles about the new law being a boon for trial lawyers. And it's interesting yet again, that instead of looking at the real issue, which is discrimination that some people feel that it's the trial lawyers fault. 

When companies behave unethically, it's the company's fault not the trial lawyer.

 

Rise of deaths at work in North Carolina disturbing

Just got a tweet about the rise of workplace deaths in North Carolina after three years of consistent decline. We've also noticed a rise in the number of workers' compensation calls at the office as well. I'd like to monitor this more to see whether or not the current conditions in our economy are magniftying these circumstances.

Survey shows people don't understand workers' compensation, Social Security disability

A recent survey of baby boomers by Americas Health Insurance Plans revealed that most people do not understand what their benefits would be if they became injured or disabled and began collecting workers' compensation or Social Security Disability benefits.

Those surveyed overestimated the benefit amount and underestimated the wait time to receive Social Security Disability benefits, a system that is incredibly backlogged.

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Hear More About How Carolinas Poultry Workers are Mistreated

Reporter Kerry Hall and Editor Rick Thames of The Charlotte Observer were on the NPR show, The State of Things Last week discussing the newspaper's 22-month investigation into the poultry processing industry in North Carolina and South Carolina.

The archive of the show is available online. You can hear about how they conducted their investigation and the lax workplace safety measures at House of Raeford Farms plants throughout the Carolinas.

You can read the full series, The Creulest Cuts, online at the Observer Web site.

Newspaper series reveals House of Raeford hid worker injuries, refused medical treatment

A nearly two-year investigation by The Charlotte Observer revealed that one of the country's biggest poultry producers, House of Raeford Farms, covered up injuries and dimissed workers' request for medical care, clearing in violation of workers' compensation laws.

Reporters spent 22 months investigating the poultry industry in North Carolina and South Carolina, interviewing more than 200 workers and reviewing thousands of documents.  They found that between 80 percent  to 90 percent of the workforce at some plants is Latino and that is by  design. As one plant employment superviser told a reporter, she was encouraged to hire Latinos because they are likely to complain and report their injuries.

House of Raeford is clearly violating the spirit of the state's workers' compensation laws.

"The company has compiled misleading injury reports and has defied regulators as it satisfies a growing appetite for America's most popular meat. And employees say the company has ignored, intimidated or fired workers who were hurt on the job. "

Among the findings of the Charlotte Observer series, called the Cruelest Cuts:

• House of Raeford's 800-worker plant in West Columbia, S.C., reported no musculoskeletal disorders over four years. Experts say that's inconceivable. MSDs, including carpal tunnel syndrome, are the most common work-related injuries afflicting poultry workers.

• Its Greenville, S.C., plant has boasted of a five-year safety streak with no lost-time accidents. But the plant kept that streak alive by bringing injured employees back to the factory hours after surgery.

• The company has broken the law by failing to record injuries on government safety logs, a top OSHA official says.

• At four of the company's largest Carolinas plants, company first-aid attendants and supervisors have dismissed some workers' requests to see a doctor -- even when they complained of debilitating pain.

 Our journalists found evidence that House of Raeford has failed to report serious injuries, including broken bones and carpal tunnel syndrome. They discovered that plant officials often dismissed workers' requests for medical care that would cost the company money.

22 months, interviewed more than 200 poultry workers, many of them Latinos.

 

 

Book Recounts Personal Stories of Injured Workers

There are a lot of articles and statistics about workplace injuries and workplace deaths. But sometimes these stories are so focused on facts and figures that they miss the human element --behind every statistic there's a person who was hurt on the job and whose life will never be the same because of it.

Author Lisa Cullen tells those stories in her book, "A Job to Die For: Why So Many Americans Are Killed, Injured Or Made Ill At Work And What To Do About It ."

Each year, the workplace extends into nearby communities to claim the lives of 218 bystanders and injure another 68,000.

 7.1 percent of workers are injured or made ill on the job. Every year.

The cost of this carnage and disease tops $155.5 billion annually; five times the cost of AIDS, three times the costs for Alzheimer's, and nearly as much as cancer.

The book is a great reminder of what someone who is hurt at work goes through.

I encourage you to pick up a copy, and you may also want to listen in on an interview Cullen gave on Labor Day about workplace injuries.

Employers and Insurers Responsible for Most Workers' Comp Fraud

Interesting YouTube discussion involving Leonard Jernigan, Jr., a fellow workers' compensation attorney in North Carolina and chairman of the fraud task force of the Workers' Injury Law and Advocacy Group (WILG).

The next time someone tells you they think most people who are collecting workers' compensation are cheating the system, direct them to this video. It might not be as dramatic as a report by John Stossel, but at least it's accurate.

Click here to see the video on workers' compensation fraud.

The Real Facts On Workers' Compensation Fraud

As an attorney who represents injured workers, I get so upset by the widespread public perception that most people who are collecting workers' compensation are "faking it" and somehow defrauding the system.

I know that's simply not true. The overwhelming majority of people who apply for workers' compensation benefits are injured and unable to work because of those injuries. But the media and the insurance companies have done a great job conducting smear campaigns that cast injured workers in a bad light. They've subverted the facts with anecdotes and a few damning videos and created the impression that workers' compensation fraud by employees is rampant. But in reality, only about 1 percent of all workers' compensatioin claims are found to be fraudulent.

However, fraud by employers and insurers is much more prevalent and costs billions of dollars annually. There's a human cost, too. Injured workers who are the victims of workers' compensation fraud often are unable to collect benefits that would make their lives easier and help them get the treatment they need.

Leonard Jernigan Jr., a fellow workers' comp attorney in North Carolna and the chairman of the fraud task force for the Workers Injury Law and Advocacy Group (WILG) has an interesting article in Workers First Watch about the prevalence -- and cost -- of employer and insurance fraud. In it, he provides the straight scoop on workers' compensation fraud.

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Simple Ergonomics Can Prevent Construction Injuries

Getting injured on the job has a costly ripple effect that hurts the worker and the employer's bottom
line. It means lost work time, workers' compensation expenses and other hefty bills.

Not all injuries can be prevented, of course. But there are some pretty easy ways to stop painful and serious injuries in the construction industry, which has more than its fair share of job-related injuries.

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Recovering From Back Surgery May Take Longer Than You Think

After suffering from pain for weeks or months after an injury from a car or a work-related accident, many people look forward to the relief from pain that back surgery will provide. Being able to return to normal, everyday activities, such as lifting a box, driving a car, or sitting or standing for long periods of time, without pain is the goal of most back surgery.

However, many people are surprised that post-surgery, the pain doesn’t subside as quickly as they would like and that the return back to normal life doesn’t happen automatically.

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New York Contractors Charged in Workers' Comp Fraud

Honest workers can sometimes fall prey to dishonest bosses trying to cheat the workers' compensation system, leaving employees vulnerable and without benefits when they're injured on the job.

That's what's happening in New York, where some people working as contractors were charged with cheating the system byforging workers' compensation insurance benefits. At the same time, they were failing to provide insurance coverage for their workers who were injured.

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Back Health: More surgeries for treating back pain, back injuries

In our last installment of the Deuterman Law Group's Back Health blog series, we highlighted some of the commonsurgeries for treating back injuries. Those included laminectomy, discectomy and IDET.

Today, we take up where we left off with a discussion of other surgical treatments for back pain, namely spinal fusion, artifical disc replacement and radio frequency ablation.

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Washington man gets jail time for workers' compensation scam

Injured people deserve fair and just compensation, especially if their injuries prevent them from working. Unfortunately, not everyone plays by the rules.

Willard Leech of Bellingham, Wash., learned that the hard way. He got jail time for illegally collecting workers' compensation for a low-back injury that supposedly prevented him from working.

 

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Back Health: Common Surgeries For Treating Back Pain, Back Injuries

While many back injuries can be treated with rest, physical therapy and/or anti-inflammatory medication, some injuries are best treated with back surgery.

The prospect of back surgery can be frightening and confusing, to be sure. Surgery and other treatments may involve risks and complications and require extended recovery time. In this installment of the Deuterman Law Group’s Back Health blog, we hope to alleviate some of those concerns by explaining what happens in the various back surgery procedures.

If you’re wondering what you’ll experience during and after your surgery, be sure to educate yourself by talking with your doctor, ask lots of questions and consult other resources, such as the Web sites we refer to in this blog entry.

Remember, thousands of people undergo back surgery each year, and advancements in the field of back health now provide a range of treatment options including inpatient surgery and outpatient procedures.

We’ll explain a few here:

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Ohio reverses workers' compensation ruling

Injured workers seeking compensation can breathe a little easier, at least in Ohio.

We’ve followed other workers' compensation stories out of Ohio and this one is significant because the Ohio Supreme reversed an earlier decision.

The court ruled that a teenaged KFC worker who suffered severe injuries after violating workplace rules is nonetheless entitled to workers' compensation.

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Massage may offer relief for 'BlackBerry Thumb' pain

They've been called Crackberries and for good reason.

People who own BlackBerry devices can't seem to put them down. They're constantly typing and texting friends, family, the office. But handy devices such as the BlackBerry, Sidekicks, and Treos that make our hectic lives more manageable are wreaking havoc on our thumbs.

 

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Back Health: Understanding back sprains, soft-tissue injuries, bulging discs and herniated discs

Oh my aching back!

I don’t know a single person who hasn’t uttered that phrase at some point in life.

So you know that a back injury can be extremely painful. It can happen – snap your fingers – just like that. And when you injure your back, it can stop you in your tracks – prevent you from working, limit your movements, make sleep difficult, make walking difficult, make surviving daily life difficult.

In the first installment of the Deuterman Law Group’s Back Health series, we talked about the anatomy of the spine and the types of pain you might experience as the result of a back injury.

Today, we’re focusing on the most common types of back injuries -- sprains, soft-tissue injuries, bulging discs and herniated discs – and the typical course of treatment for each.

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Victory for maligned injured worker

It’s a classic case of no good deed goes unpunished.

A Bakersfield, Calif., school worker who hurt his shoulder while helping police capture a suspect at a nearby school had his workers' compensation claim rejected.



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Future Earnings No Longer a Factor after South Carolina Workers' Comp Reform

Workers of different ages, jobs and backgrounds can suffer from the effects of injuries in extremely different ways, right?

However, South Carolina’s governor Mark Sanford doesn’t see any difference in say, how an 18-year old, with a lifetime of future earnings ahead of him suffers as compared to a 65-year-old nearing the end of his career. He recently signed an order that will apply the same standards across the board when awarding workers' compensation disability payments. He also decreed future earnings should not be a factor when awarding payments.

This represents workers' compensation reform at its worst.

 

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Your Guide to Back Health and Back Injuries

Many people throughout their lives will suffer from back pain, resulting from a variety of causes and injuries.

Understanding the medical terminology doctors use in diagnosing and treating the causes of back pain can be confusing. While its always your right to ask your doctor for clarification, some patients may not feel comfortable asking a busy physician to take more time to explain things in simpler terms.

This series of blogs, entitled Back Health, is designed for injured people seeking more information about common back injuries, including symptoms and treatments. And we've attempted to explain things in simple terms, so you won't need a medical degree to understand what's going on with your back.

Read on for the first installment in our Back Health Series. This one focuses on the anatomy of the spine.

Please remember, this information is for educational purposes only. If you are suffering from back pain, please consult a doctor. Do not try to treat yourself.

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California employee gets justice in workers' compensation fraud case

For any state considering workers' compensation reform, California should be a cautionary tale.

After his election, Governor "Arnold" began working to reform the state's WC system, promising that changes would save businesses millions, if not billions, in reduced premiums. But years later, those savings still have not been realized, and the reforms have been devastating for injured workers. The only winners from workers' comp reform in California? The insurance companies.

Recently, an injured worker who had been falsely accused of workers' compensation fraud after filing a claim received some measure of justice.

 

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A Few Facts and Figures About Undocumented Workers

Undocumented workers have an enormous impact on the U.S. economy, as these statistics from the Center for American Progress illustrate:

  • There are an estimated 7.2 million undocumented immigrants (out of some 12 million undocumented immigrants) who work in the United States. That's 4.9 percent of the civilian labor force.
  • Undocumented workers contribute an estimated $7 billion per year to the Social Security Trust Fund through payroll taxes paid on Individual Taxpayer Identification Numbers and fraudulent Social Security numbers.
  • The United States would face a shortfall of 2.5 million low-skill workers if undocumented workers were removed from the labor force.

Effort to repeal workers' compensation reforms under way in California

An initiative to repeal most of the workers' compensation reforms enacted over three years in California has gotten the go-ahead to begin collecting signatures. The initiative, led by worker’s compensation plaintiff attorney William Morris, needs 433,971 signatures by Sept. 10 to be put on a statewide ballot next year.

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Employee or Self-Employed? Your status affects your eligibility for workers' compensation

June Walker, a tax and financial consultant for the self-employed, blogs about the difference between employees and independent contractors -- an important distinction where workers' compensation is concerned.

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Companies misclassify workers to avoid offering workers' compensation coverage

The Illinois state government is investigating whether some Illinois construction companies are deliberately misclassifying workers as independent contractors instead of employees.  The  companies are allegedly boosting their profits by failing to withhold taxes and, more seriously, by shirking their responsibility to carry workers compensation coverage.  Employees of these allegedly unscrupulous companies without workers' compensation insurance who are unlucky enough to be injured on the job are the ones who ultimately have to pay for these ill-begotten profits.

This is another example of how employers continue to run roughshod over the workers' comp system, while workers' compensation insurance companies spend billions to convince the public that the blame for rising costs lies on worker malfeasance.

Workers' Compensation reform on legislative agenda in S.C.

A recent South Carolina state audit report recommends phasing out part of that state’s workers’ compensation system.  

Business leaders and lawmakers in South Carolina are using this audit to support their argument that the states workers’ compensation insurance premiums are too high. They argue the high premiums are keeping new businesses away.

Sound familiar? Similar arguments were bandied about when the N.C. legislature was considering reforming this state’s workers’ compensation system.  Part of the problem with this view of workers' comp. systems is that it is almost always one-sided.  Business interests have enormous amounts of money to spend on lobbying lawmakers and putting intense pressure to cut costs for business.  Injured workers, on the other hand, generally do not have the resources to effectively advocate in the legislative arena.  What is too often hidden in this debate is the devastating effects that cutting workers' comp. benefits have on the lives of real people. 

The South Carolina legislature is looking to overhaul the state’s WC system as a whole, and this usually means trouble for injured workers.  We’ll keep a close eye on what our neighbors to the south are doing and keep you updated.

  

California construction company charged in Workers' Compensation Fraud

Today we’re highlighting another case of alleged workers’ compensation fraud committed by an employer, this time in Riverside, Calif..

The owners of  Banning Construction Company (also known as TF Ventures and All Service, Inc),  are charged with an on-going scheme dating back to 2001 to defraud the state.

Carter Lee Pendergrass, 56, his son Joshua, 25, and their business associates, Timothy Cassidy and his wife, Karen, both 51, are each facing dozens of counts of insurance fraud, money laundering and filing false income tax statements, according to court documents. The charges involve collected losses over $6 million which include unpaid payroll taxes and lost money on insurance premiums.

 

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Cultural differences, deportation fears affect reporting of workers' compensation cases among Latinos

Found an interesting article on the Hispanic Trending, Latino Marketing & Advertising Blog on the key to understanding the Latino worker to improve communication and productivity at work.

Although a diverse group, Latino culture shares a lot of the same values including unquestioning respect and deference to authority figures such as work supervisors, foremen, business owners and they like, and they won’t disagree or question a person in authority. Latinos, generally, trust mostly family, extended family members and other Latinos and are likely to not trust employers, especially if they are non-Latino. They don’t want to rock the boat and many fear deportation so the potential for underreporting safety issues, injuries and other problems at the workplace is huge.

Distressingly, the blog also reports that fatalities among Latinos have increased 67 percent between 1992 and 2001. Even worse, these grim statistics may underestimate the problem because of underreporting when illegal immigrants are involved.

Indeed, cultural differences and fears of deportation are likely keeping many Latinos from reporting injuries that happen on the job and claiming workers’ compensation benefits that are due them.

I think it’s important to once again emphasize that under the law undocumented workers are entitled to the same benefits if they are injured or killed on the job.

For the full story:

HispanicTrending - http://juantornoe.blogs.com/hispanictrending/

Busting myths about workers compensation

The bloggers over at Tort DeForm, The Civil Justice Defense Blog, are tackling workers’ comp in their Mythbusters series.

They argue that workers’ compensation laws are inherently ineffective and overly bureaucratic. The rising costs of workers’ compensation benefits are negatively affecting employers while an adversarial system is penalizing employees, placing most of the burden of proof on them for the claim.

The full thrust of the article is that neither employees or their employers are benefiting or being protected by the workers’ compensation system.

The blog also weighs in on workers’ comp fraud, specifically “the fraud of worker fraud.”

According to Tort DeForm,

“In the early 1990’s, insurers and businesses began a misleading media campaign focusing on employee fraud, even though only a tiny percentage of workers – one to two percent – engaged in it. Despite its lack of substance, the campaign caused rights and benefits to be cut in many states, and created an unfair stigma for injured workers.”

Glad to know that other bloggers out there are talking about this deception.

For more on Tort DeForm’s take on WC, visit the blog.

 

Stop Insurance rate increases, vote against bill SB901

We recently sent out letters to our clients urging them to call their Congressman and Senator to reject the bill SB901 aka "the Premium Increase Act of 2007" which is working it's way through the NC State Assembly.  We have received numerous calls to our office from clients who needed a clearer explanation of what this bill implies.

I found this article, Insurance rates not high enough? in the Wilmington Star online that explains the implications of this bill quite clearly. Please read it, and tell everyone you know to call their local Congressman and Senator to vote against it.

 

Strategies for reducing WC costs

The Small Business Blog offers some good advice on how employers can cut their workers' compensation insurance costs without eroding benefits.

Among the options:

  1. Prevent workplace injuries and illnesses through employee training and reviews of high-risk areas.
  2. Shop around for the best insurance policy.
  3. Consider self-insurance..

Visit the blog for more on each topic.

80 WC claimants in NJ ordered to pay their employer $2.2 million

An alarming Federal District Court decision from New Jersey:

A group of wokers who sought workers' compensation benefits after their factory closed were ordered to pay more than $2.2 million to their former employer.

The company levied racketeering charges against the employees and accused them of conspiring to defraud the company by making false injury claims.  The saddest part is that the workers, in part because they may not have understood what was happening, did not contest the lawsuit.  And so, without any contested hearing on the merits of the case, U.S. District Judge Stanley Chesler signed a default judment against the workers. 

Judge Chesler ordered the employees to repay the company's attorney fees, costs, compensatory damages and even workers' compensation awards that had been paid to two former factory workers.

The judgment is alarming, not least because it is a default judgment and the viewpoints and positions of the workers were not heard.  I've got to agree with others workers' rights attorneys who told the Star-Ledger newspaper in New Jersey that the case "signals a 'frightening precedent' that can be used to quell legitimate employee injury claims" and may make attorneys hesitant to take on workers' cases.

The Michigan-based company involved had 12.8 billion in sales last year, and obviously had plenty of money to hire competent attorneys to bring this federal case.  The workers, many of whom had salaries of $16,000 or $17,000 a year, would probably have had trouble paying attorneys to defend them, had they realized the necessity of responding to the suit. 

Read more about the case here.   

WC insurance premium refunds for employers

From CarolinaNewswire.com:

"Builders Mutual Insurance Company, a leading regional insurance provider to the home building industry, announced today that the company will distribute $2.8 million in dividends back to eligible workers' compensation policyholders in late spring as a result of lower than expected workers' compensation claims.

Since Builders Mutual was first founded in 1984, the company has returned a dividend to policyholders in 18 out of 22 years. To be eligible for a return, workers' compensation policyholders must have a favorable loss experience. "

To read the entire article, click here.


Construction death in Utah highlights safety issues for immigrant workers

A man from El Salvador, who had legal permission to work in the United States, was killed last week after falling to his death on a construction job, according to a report in the Tooele Transcript Bulletin.

Francisco Antonio Alaman-Renderoz, 45, fell to his death while putting in a fireplace wall during construction of a private cabin. According to OSHA regulations, construction workers should use a harness, safety line or railing f they're working at heights over six feet.  Alaman-Renderoz, who was working 25 to 35 feet off the ground , was not wearing any kind of safety equipment when he fell.

This tragic story illustrates the danger that many Hispanic workers face every day when the go to work. Hispanics hold a quarter of all construction jobs, according to the Pew Hispanic Center and that puts them at high risk for on-the-job injuries and even death.

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Undocumented worker's family sues for WC benefits after he was killed on the job.

In Georgia, the family of a Mexican construction worker who was killed on the job are suing for workers' compensation benefits.

 

Evaristo Enrique Chimal Librado, 43, was killed when a house he was helping to build collapsed on him. He was an undocumented worker from Mexico.

 

By Georgia law, a maximum workers’ compensation award would provide Librado's family with the greater of two-thirds of Librado’s salary for 400 weeks, or $125,000, according to an article at MainStreetNews.com. It would also provide a $7,500 death benefit.

 

Even though Librado wasn't in this country legally, he should still be entitled to workers' compensation benefits. But this case is complicated by the fact that Librado worked for a subcontractor. Attorneys for his family are still trying to sort out who his direct employer was and therefore which company is legally responsible for his injuries.

What is your injury worth?

Dr. Nortin Hadler, a professor of medicine and microbiology/immunology at the University of North Carolina at Chapel Hill, writes an interesting commentary at ABC News about how disability compensation is calculated.

He raises some tough questions, the most compelling of which is "What are you worth?"

The answer to that question is at the crux of most workers' compensation and Social Security disability claims.

 

Defrauding the WC system

We've written here before about how unscrupulous employers commit more workers' compensation fraud than do greedy employees.

Here's a story about one such case in New Mexico. The owners of a roofing company are charged with providing a bogus documents that said they carried workers' compensation coverage for their business when they really didn't.

Recovering from a back injury

Associated Press reporter Andrew Welsh-Huggins writes about his experiences with a back injury and his successful -- though lengthy -- recovery.

It's an interesting article that shows just how debilitating back injuries can be. The writer, a distance runner, outlines his long recovery and also highlights some of the realities of back injuries:

  • The most common type of pain reported by adults in the United States, with more than one in four reporting some back pain lasting at least a day in the past three months. Eight of every 10 people in the United States will suffer from lower back pain at one point in their lives.
  • The most common reason injured workers file for workers’ compensation claims, accounting for about one in every five U.S. claims for workers’ compensation.
  • The leading cause of disability in the United States military.
  • The leading cause of disability in people under age 45 and the third-leading cause in people older than that, after cancer and heart problems. One study found that two of every three people aged 20 to 60 reported some type of spinal pain in a given year.
  • The leading cause of missed work time or doctor’s visits after headaches and cold symptoms.

Another Workers' Comp Myth Debunked: Undocumented workers are entitled to benefits

Workers' compensation for undocumented workers is a hot button issue right now.

Stats show that Latino workers are injured on the job at a disproportionate rate.

The real tragedy occurs when an undocumented worker is injured. Many employers try to deny these employees workers' compensation benefits, and they're often successful in doing so.

According to an article from McClatchy Newspapers:

"In one national study, university researchers surveyed 2,660 day laborers, most of them working illegally. One in five said he'd suffered a work injury. Among those who were hurt in the last year, 54 percent said they didn't receive the medical care they needed, and only 6 percent got workers' comp benefits."

But the law is clear.  Undocumented workers, even if they are working in the U.S. illegally are entitled to workers' compensation benefits -- lost wages and medical treatment.

From the same article:

"Employers in at least 20 states, arguing that their employees shouldn't receive injury benefits because they're illegal immigrants, have fought and lost in courts and review boards. Among those employees were a California laborer who hurt his back lifting sacks of coffee, an Arizona auto mechanic who was hit in the eye by flying debris, a Maryland carpenter who cut his hand on a saw, and a North Carolina construction worker who suffered a brain injury when he fell 30 feet onto a concrete floor."

I encourage you to read the entire McClatchy article to learn more about how some workers are being denied benefits to which they are lawfully entitled.

SC Senate Democrat's blog highlights insurance greed

Senate Democrat Leader John C. Lander III of the South Carolina talks about the shocking freedom that insurance companies have in establishing their premium rates for workers' compensation.  How is it possible that they have gotten away with this gross advantage?

More examples of how the insurance companies have distorted public perception of workers' compensation fraud.

http://scsenatedems.blogspot.com/2007/03/workers-compensation-makes-insurance.html

Rising number of Hispanic workers suffer disabling injuries

An article in the Atlanta Constitution talks about the growing numbers of Hispanic workers suffering disabling injuries. 

Read http://www.ajc.com/metro/content/metro/atlanta/stories/2007/02/24/0225metinjury.html 

Greater media coverage of undocumented workers exposes high injury rate

The issues regarding Immigration reform has brought media attention to the plight of undocumented workers and their work conditions. As a result, more and more articles are exposing the unfair treatment and work conditions that undocumented workers are subjected to. 

We have created a new category , "Undocumented workers and Workers' Compensation" and hope to compile more stories and comments about this emerging issue. 

In the past, we have rarely seen WC claims filed by hispanic workers. The number one reason preventing this is fear of deportation of not only themselves, but also their families. We hope that further discussion and exposure will give people confidence to come forth.

In North Carolina, undocumented workers are entitled to workers' compensation.  Many people are unaware of this including insurance adjusters who wrongly deny claims because they feel undocumented workers should not be entitled to such a benefit. 

Employer Fraud - A Billion Dollar Problem

A new study  by the Fiscal Policy Institute (FPI) illustrates just how costly employer workers’ compensation fraud can be.

In New York state, the cost is a staggering $1 billion every year – the result of companies that either don’t pay their workers compensation insurance premiums or underpay because they lie about the size of their work force. Honest companies end up paying higher premiums as a result, and injured workers are forced to go without the workers' compensation benefits that they are entitled to.

This study further supports my point that workers comp fraud is much more prevalent among employers than among workers, and it is clearly more of a financial drain on the system.  The basis of the workers' compensation system is a compromise between employers and employees - employees forgo their traditional tort remedies in order to obtain a swift recovery, and employers are assured capped damages but are liable for work related injuries regardless of negligence.  When employers perpetrate fraud on the workers' comp. system, which they do in far greater numbers than employees, the bargain is eroded.   

You can read more about the study in the New York Times (registration may be required) and in this press release from The New York State Public Employees Federation, which is urging reform and a crackdown on employer workers’ compensation fraud.

To read the full FPI report, click here

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PBS frontline article investigates WC fraud in North Carolina

This PBS frontline article offers some good stats on wc fraud and supporting references. The same Dateline television show referred to in an earlier blog about WC fraud is referred to in the PBS frontline investigation.

See www.pbs.org/wgbh/pages/frontline/shows/workplace/etc/fraud.html

 

Rampant Workers' Compensation Fraud is a Myth

A supposedly injured worker is caught on hidden-camera video doing strenuous work in his backyard.

Footage such as this, shown on NBC’s Dateline, makes for compelling television news. But it also perpetuates the myth that workers’ compensation fraud is rampant.

But it’s not.

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What does Clark v. Wal-Mart mean?

The case of Clark v. Wal-Mart has received quite a bit of press. What is so significant about this case?

Essentially, the NC Supreme Court ruling in Sandra Clark's case allow employers to accept liability on a form 60 or 63, without necessarily accepting responsibility for ongoing disability. The Supreme Court decided that the form agreements were simply admissions of compensability, not disability. So, anytime there is a dispute about disability, the employee must come to court and prove that he/she continues to be disabled, i.e. by Dr. testimony and prove that they cannot find a job because of the disability, even if they are still receiving temporaty total disability under a form agreement.

I would say from our standpoint that Clark v. Wal-Mart case has increased litigation and the number of hearings. It will be interesting to observe the rise in litigation especially since this ruling is not even a year old.

Back pain at work: Strategies to prevent aches

Found a useful article in the MayoClinic.com site called "Back pain at work: Strategies to prevent aches, pains and injuries". The page also has links to other related back pain topics that may be of use.

N.C. Industrial Commission rules for Triad woman

(Greensboro, N.C., July 12, 2006) - Ending an eight-year legal battle that went all the way to the N.C. Supreme Court, the N.C. Industrial Commission has ruled that an elderly Winston-Salem woman who was hurt while working at Wal-Mart is entitled to lifelong disability benefits and medical treatment for her injuries.

Sandra Clark of Winston-Salem began working as a Wal-Mart greeter in July 1998. A few days before Christmas 1998, Clark was asked to stand on a 10-foot ladder and move a decorative sled that was above her head. Clark, who has osteoporosis and was under doctor's orders to avoid heavy lifting, felt a sharp pain in her lower back after moving the sled and was diagnosed with two fractured vertebrae, an injury that prevented her from working.

Clark's employer initially began paying workers' compensation benefits. But in 2000, Wal-Mart applied to the N.C. Industrial Commission to stop payments to Clark, arguing that Clark and her attorneys had the burden of proving that Clark was entitled to continuing disability payments.

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Woman Wins Eight-Year Workers Comp Battle with Wal-Mart

Sandra Clark, a 72-year-old client who was injured eight years ago while working at Wal-Mart, has finally triumped in her workers' compensation battle against the retail giant.

The North Carolina Industrial Commission recently ruled that Mrs. Clark is entitled to disability benefits for life and that Wal-Mart must pay for her ongoing medical treatment.

The Winston-Salem Journal wrote about Mrs. Clark's case when it was hears by the N.C. Supreme Court and again this week when the NCIC's decision was announced.

Why Some Workers' Compensation Claims Don't Settle at Mediation

Most any workers' compensation claim can be settled at mediation, including pro se claims, uninsured claims, denied claims, claims of fraud, and claims involving SS/Medicare, LTD/STD, retirement, pension, and health insurance issues. Of course, according to the NCIC, only about 75% of all workers' compensation claims are settled at mediation. The following entry is a discussion of why 1/4 of all workers' compensation claims do not settle at mediation.

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Kids' Chance Success Stories

Kids' Chance first came to be in 1988 because of the initiative taken by the Workers' Compensation section of the Georgia Bar. Jeff Kight one of the earliest recipients, who is now an attorney, talks to radio host Attorney Alan Pierce on Workers Comp Matters about how Kids' Chance helped him attend college.

Kids' Chance Scholarships Available to Children of Injured Workers

Like us, you know how deeply family members can be affected by a workplace injuries, both financially and emotionally. The impact of such injuries is long lasting. A family's struggles and challenges don't disappear once we obtain a verdict or a settlement or payment of their medical expenses.

They persist.

But at least there's help out there from groups like Kids' Chance of North Carolina, a scholarship program meant to help the children who become unwitting casualties of workplace injuries.

Kids' Chance of North Carolina scholarships are available to any student between the ages 16 and 25 whose parent's on-the-job injury or death resulted in a substantial decline in family income.

Scholarships in the amount of $4,500 annually may be used to pay for high school, technical school or college tuition, books, housing, meals or transportation. Another goal of Kids' Chance is to prevent students from dropping out of school. So scholarship recipients may also use the money to contribute to the family income.

For more information about Kids' Chance of North Carolina, visit www.kidschancenc.org. Scholarship applications are available from Deuterman Law Group by calling 373-1130 or online at www.deutermanlaw.com.

Great article about Kids' Chance scholarships program for children of injured workers

Check out Lorraine Ahearn's column from Sunday's News & Record about Kids' Chance of North Carolina.

The organization, which Deuterman Law Group supports financially and in other ways, provides scholarships to high school and college students who had a parent killed or catastrophically injured on the job.

Next month, we'll begin selling cookbooks to benefit Kids' Chance at our offices. They're just $10.

And if you know of a student who might be eligible for a scholarship, we have applications. Just visit our Web site or email our PR person at amyjoyn@bellsouth.net and she'll send you the details.

DLG WC FAQ

For a list of frequently asked questions, check out the Deuterman Law Group's recently updated FAQ for WC and Social Security Disability.
http://www.deutermanlaw.com/faqs/

Angel Food Ministries offers economical groceries

One of our paralegals recently found this wonderful resource for our clients, Angel Food Ministries. This is a program that is sponsored by the federal government and many local churches in our area. The basic concept is there is a monthly menu that consists of many items such as meat, pasta, veggies, eggs, and so on. The price for the items is $25.00. It is a wonderful deal for the amount of food that is included. You can also purchase additional specials as well. Food stamps and cash are accepted. The $25 worth of food should feed a family of 4 for one week or a senior citizen for one month.

Wal-Mart -- The High Cost of Low Price

Tom Domer of WILG Workers First Watch has some interesting thoughts about how Wal-Mart is degrading workers' rights and hurting communities around the world. Here's what he had to say in a recent essay about the documentary "Wal-Mart -- The High Cost of Low Price," which deals with the company's practices:

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NCATL drops official bank over workers' compensation reform

The N. C. Academy of Trial Lawyers has ended its longtime relationship with its offical bank over the issue of workers' compensation reform.

The Academy, whose membership includes more than 4,000 attorneys dedicated to protecting individual rights in North Carolina, instead has chosen SunTrust as its official bank.

Insurance lobbying groups and big companies, including Duke Energy, Progress Energy and Bank of America, are the major backers of an effort to change the state's Workers' Compensation Act in ways that would severely compromise workers' rights.

Among other things, these groups and corporations supported legislation that would have imposed a 500-week (or approximately 10-year) limit on workers' compensation benefits. Under their plan, workers who are older than 60 could only collect benefits for 260 weeks - or about five years - no matter how debilitating or severe their injuries.

Their efforts are aimed at saving big businesses money at the expense of taxpayers. They seek to transfer the cost of caring for injured workers to taxpayers and the already overburdened federal Social Security system.

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Mr. Smith Goes to Raleigh

As you know, in the summer of 2005 Senator David Hoyle sponsored the S984 bill for WC reform. The bill is backed by heavyweights such as Duke Energy, Progress Energy and Bank of America. The NCATL (North Carolino Association of Trial Lawyers) and other organizations rallied and continue to rally against it. It is exciting to also find out that within the companies that backed the bill, efforts are being made to keep people informed and proactive. The following article was taken from the Employee Advocate, a newsletter for Duke employees:

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